Privacy Policy

At Policy Parivaar Insurance Brokers Private Limited. ("Parivaar", "we", "our"), protecting your privacy and securing your personal information is our top priority. This Privacy Policy explains how we collect, use, share, and safeguard your data when you use our website http://www.policyparivaar.com, mobile app, or other digital platforms.

By visiting our website or using our services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following categories of information:

• Personal Information: Name, email ID, mobile number, address, gender, DOB, Aadhaar/PAN (where applicable).

• Policy & Financial Information: Insurance policy details, premium payment data, payment method, claim information.

• Technical Information: IP address, browser, device details, cookies, log data.

• Usage Data: Pages visited, interactions, preferences, and customer service queries.

2. How We Use Your Information

Your data is used to:

• Help you compare, choose, and manage insurance products.
• Process applications, renewals, and claims efficiently.
• Send policy reminders, renewal alerts, and service updates.
• Share relevant offers, newsletters, and product information.
• Improve website performance and user experience.
• Comply with legal and regulatory obligations under IRDAI guidelines.

📌 By submitting your details, you authorize Parivaar to contact you via phone, SMS, email, or WhatsApp—even if you are registered under DND/DNC.

3. Information Sharing & Disclosure

We may share your information with:

• Insurance Companies: To issue, renew, or service policies.

• Regulatory Authorities (IRDAI, Govt. of India): As required by law.

• Service Providers: For IT, analytics, cloud hosting, and customer support.

• Group Companies & Partners: For cross-selling or relevant financial services.

We do not sell your personal information to unaffiliated third parties.

4. Cookies & Tracking

We use cookies and tracking technologies to:

• Store your preferences.
• Analyze browsing patterns and improve site navigation.
• Deliver relevant ads and content.

You may disable cookies in your browser, but certain features may not function properly.

5. Data Security

We follow reasonable security practices (encryption, firewalls, restricted access) to safeguard your data. However, no system is 100% secure. Users are responsible for keeping login credentials confidential.

6. Your Rights

As a customer, you have the right to:

• Access, review, and update your personal information.
• Opt-out of marketing communications.
• Request deletion of your information (subject to legal obligations).
• File complaints with regulatory authorities regarding misuse of data.

7. Third-Party Websites

Our website may contain links to third-party websites. Parivaar is not responsible for their privacy practices.

8. Policy Updates

This Privacy Policy may be updated periodically. Please review this page regularly for changes.

9. Contact Us

For queries, grievances, or requests related to your personal information:

Grievance Officer – Policy Parivaar Insurance Brokers Private Limited

570/2, Anna Salai, Teynampet, Chennai - 600018

Grievance Email ID: onlinepolicies@policyparivaar.com

. +91 86 8198 8198