Commercial General Liability

Protect your liability for general business risks.
Introduction

Commercial general liability (CGL) is a type of insurance  policy that provides coverage to a business against any legal liability arising due to bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries that occur on the business’ premises. Though it does not cover all the business risks, it is considered a comprehensive insurance policy.

Advantages

CGL insurance protects a business against the following liabilities;

  • Bodily injury : Physical injury to third party due to business operations.
  • Property Damage : Damage to third party property due to business operations.
  • Advertising liability : Covers legal liability arising due to unintentional copyright infringements.
  • Contractual and tenants liability: Protects rented business space against liabilities.
  • Lawsuits, investigations and settlements : If a liability case is filed against your business, investigation costs are covered.
  • Covers unexpected financial losses as well.

Basic coverage

  • Bodily injury and Property damage.
  • Personal and advertising injury.
  • Third-party medical expenses.

Covered Exposures:

  • Premises Liability.
  • Operations Liability.
  • Products Liability.
  • Completed Operations Liability.

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Cover your liability for general business risks.

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